/* ===== Hong Kong Partner — static site ===== */
:root {
  --blue: #1470af;
  --blue-dark: #0f5d93;
  --sky: #9cc2ea;
  --navy: #1b2340;
  --grey: #eaeaee;
  --ink: #000;
  --muted: #333;
  --white: #fff;
  --wrap: 1360px;
  --gutter: clamp(16px, 3vw, 44px);
  --font: "Public Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-weight: 300;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  line-height: 1.5;
}
img { display: block; max-width: 100%; }
a { color: inherit; }

h1, h2, h3 { font-weight: 700; margin: 0; letter-spacing: -0.04em; line-height: 1.1; }
h2 { font-size: clamp(34px, 3.5vw, 50px); letter-spacing: -0.05em; }
h3 { font-size: clamp(20px, 1.6vw, 26px); }
p { margin: 0 0 1em; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gutter); }
.section { padding: clamp(64px, 8vw, 110px) 0; }
.grey { background: var(--grey); }
.blue { background: var(--blue); color: var(--white); }
.black { background: #000; color: var(--white); }

/* ===== Buttons ===== */
.btn {
  display: inline-block; align-self: flex-start;
  font: inherit; font-size: 16px; font-weight: 400; text-decoration: none;
  background: var(--blue); color: var(--white); border: 0;
  padding: 20px 36px; cursor: pointer; transition: background .15s;
}
.btn:hover { background: var(--blue-dark); }
.btn-sky { background: var(--sky); color: #0b1d33; padding: 22px 48px; }
.btn-sky:hover { background: #b6d3f1; }
.btn-white { background: var(--white); color: var(--blue); }
.btn-white:hover { background: #e8f1fa; }
.link-more { display: inline-block; margin-top: 14px; font-size: 15px; font-weight: 500; text-underline-offset: 4px; }

/* ===== Header ===== */
.site-header {
  position: absolute; inset: 0 0 auto 0; z-index: 20;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  padding: 22px var(--gutter);
  color: var(--white);
}
.site-header.solid { position: relative; color: var(--ink); background: var(--white); }
.logo { display: block; flex-shrink: 0; position: relative; z-index: 30; }
.logo img { height: 74px; width: auto; }
.logo .logo-light { display: none; }
.site-nav { display: flex; flex-wrap: wrap; gap: 6px 18px; justify-content: flex-end; }
.site-nav a { text-decoration: none; font-size: clamp(12.5px, 1vw, 15px); white-space: nowrap; font-weight: 400; opacity: .95; }
.site-nav a:hover, .site-nav a.active { text-decoration: underline; text-underline-offset: 4px; }
.nav-toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; color: inherit; }
.nav-toggle span { display: block; width: 26px; height: 2px; background: currentColor; margin: 6px 0; transition: .25s; }

/* ===== Home hero ===== */
.hero { position: relative; min-height: max(640px, 100vh); color: var(--white); overflow: hidden; background: #333; }
.hero-bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-shade { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(255,255,255,.12) 0%, rgba(0,0,0,.18) 45%, rgba(0,0,0,.45) 100%); }
.hero-inner {
  position: relative; z-index: 2;
  min-height: max(640px, 100vh);
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 180px var(--gutter) clamp(48px, 7vw, 90px);
  max-width: var(--wrap); margin: 0 auto;
}
.hero-intro { max-width: 600px; font-size: clamp(18px, 1.8vw, 26px); font-weight: 400; line-height: 1.3; margin-bottom: clamp(60px, 10vh, 130px); }
.hero-title { font-size: clamp(40px, 5.4vw, 80px); letter-spacing: -0.045em; max-width: 1250px; }

/* ===== Sub-page hero ===== */
.page-hero { position: relative; min-height: max(600px, 92vh); color: var(--white); background: #222; overflow: hidden; }
.page-hero .hero-bg { filter: saturate(.95); }
.page-hero .hero-shade { background: linear-gradient(180deg, rgba(10,25,45,.55) 0%, rgba(10,25,45,.25) 55%, rgba(10,25,45,.1) 100%); }
.page-hero-inner {
  position: relative; z-index: 2; max-width: var(--wrap); margin: 0 auto;
  padding: clamp(150px, 20vh, 190px) var(--gutter) 80px;
  display: grid; grid-template-columns: 1.05fr 1fr; gap: clamp(28px, 5vw, 80px); align-items: start;
}
.page-hero h1 { font-size: clamp(38px, 4.2vw, 62px); letter-spacing: -0.045em; }
.page-hero-copy p { font-size: clamp(17px, 1.4vw, 20px); font-weight: 400; line-height: 1.4; max-width: 560px; margin-bottom: 28px; }

/* ===== Plain page title (FAQ / Contact) ===== */
.page-title { padding: clamp(40px, 6vw, 80px) 0 0; }
.page-title h1 { font-size: clamp(40px, 4.6vw, 66px); letter-spacing: -0.05em; }
.page-title p { font-size: 18px; font-weight: 400; max-width: 640px; margin-top: 18px; }

/* ===== Why Hong Kong rows ===== */
.rows h2 { margin-bottom: clamp(40px, 5vw, 70px); }
.row-list { max-width: 1100px; margin-left: clamp(0px, 7vw, 160px); }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; padding: clamp(24px, 3vw, 40px) 0; align-items: baseline; }
.row h3 { font-size: clamp(22px, 2vw, 30px); }
.row p { margin: 0; font-size: 17px; font-weight: 400; color: var(--muted); max-width: 520px; }

/* ===== Text block ===== */
.text-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: clamp(28px, 5vw, 80px); }
.text-grid p { font-size: 18px; font-weight: 400; max-width: 680px; }

/* ===== Split sections ===== */
.split-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: clamp(32px, 5vw, 80px); align-items: center; }
.split-grid.reverse { grid-template-columns: 1.15fr 1fr; }
.split-text h2 { margin-bottom: 32px; max-width: 560px; }
.split-text p { font-size: 17px; font-weight: 400; max-width: 600px; }
.split-media img { width: 100%; aspect-ratio: 1.15 / 1; object-fit: cover; }
#payments .split-media img { aspect-ratio: .95 / 1; }

.ticks { list-style: none; padding: 0; margin: 8px 0 32px; max-width: 600px; }
.ticks li { position: relative; padding-left: 26px; margin-bottom: 12px; font-size: 16px; font-weight: 400; }
.ticks li::before { content: ""; position: absolute; left: 0; top: .62em; width: 12px; height: 2px; background: var(--blue); }
.ticks strong { font-weight: 700; }

.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; border-top: 1px solid #c9c9d1; padding-top: 24px; max-width: 600px; margin-bottom: 8px; }
.stats b { display: block; font-size: clamp(24px, 2.2vw, 32px); font-weight: 700; letter-spacing: -0.04em; color: var(--blue); }
.stats span { display: block; font-size: 13px; font-weight: 400; color: var(--muted); line-height: 1.35; margin-top: 4px; }

/* ===== Card + image (grey card meets photo) ===== */
.card-split { display: grid; grid-template-columns: 1fr 1fr; align-items: stretch; }
.card-split .card { background: var(--grey); padding: clamp(36px, 6vw, 90px) clamp(28px, 5vw, 70px); display: flex; flex-direction: column; justify-content: center; }
.card-split .card h2 { margin-bottom: 24px; }
.card-split .card p { font-size: 17px; font-weight: 400; }
.card-split img { width: 100%; height: 100%; min-height: 420px; object-fit: cover; }
.card-split.reverse .card { order: 2; }
.dots { list-style: none; padding: 0; margin: 6px 0 0; }
.dots li { position: relative; padding-left: 18px; margin-bottom: 8px; font-size: 16px; font-weight: 400; color: #444; }
.dots li::before { content: "·"; position: absolute; left: 2px; font-weight: 700; }

/* ===== Services grid (white or blue) ===== */
.grid-title { margin-bottom: 44px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 44px 40px; padding-left: 10px; }
.service-grid h3 { font-size: clamp(19px, 1.5vw, 23px); letter-spacing: -0.03em; line-height: 1.2; max-width: 420px; }
.service-grid p { font-size: 16px; font-weight: 400; margin: 10px 0 0; max-width: 400px; }
.service-grid a { text-decoration: none; }
.service-grid a:hover h3 { text-decoration: underline; text-underline-offset: 4px; }
.blue .service-grid p { color: rgba(255,255,255,.88); }

/* ===== Steps (home) ===== */
.how h2 { margin-bottom: 56px; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 36px; align-items: start; }
.step h3 { font-size: clamp(26px, 2.4vw, 36px); margin-bottom: 14px; }
.step p { font-size: 17px; font-weight: 400; margin-bottom: 18px; }
.step img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }

/* ===== Process (grey with wave) ===== */
.process { position: relative; padding-bottom: clamp(110px, 12vw, 160px); }
.process h2 { margin-bottom: 44px; }
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.process-grid h3 { font-size: clamp(22px, 2vw, 30px); margin-bottom: 10px; color: #444; }
.process-grid p { font-size: 16px; font-weight: 400; margin: 0; }
.wave { position: absolute; left: 0; right: 0; bottom: -1px; width: 100%; height: clamp(40px, 6vw, 80px); display: block; }

/* ===== Accordion ===== */
.acc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(32px, 6vw, 100px); align-items: start; }
.acc-grid .acc-intro { font-size: 17px; font-weight: 400; max-width: 620px; margin: 20px 0 36px; }
.acc-media img { width: 100%; aspect-ratio: 1 / .95; object-fit: cover; border-radius: 12px; }
.accordion { border-top: 1px solid #555; }
.accordion details { border-bottom: 1px solid #555; }
.accordion summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 20px;
  padding: 18px 0; font-size: 18px; font-weight: 400;
}
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; font-size: 24px; font-weight: 300; line-height: 1; transition: transform .2s; }
.accordion details[open] summary::after { transform: rotate(45deg); }
.accordion .acc-body { padding: 0 40px 22px 0; font-size: 16px; font-weight: 400; color: #333; }
.accordion .acc-body p:last-child { margin-bottom: 0; }

.faq-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: clamp(28px, 6vw, 100px); align-items: start; }

/* ===== Cards with images ===== */
.cards3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.cards3 .c img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; margin-bottom: 20px; }
.cards3 .c h3 { font-size: clamp(20px, 1.6vw, 24px); margin-bottom: 10px; }
.cards3 .c p { font-size: 16px; font-weight: 400; color: #333; }
.cards3.text-cards .c { background: var(--white); padding: 32px; display: flex; flex-direction: column; }
.cards3.text-cards .c .btn { margin-top: auto; }

/* ===== Timeline ===== */
.timeline { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; counter-reset: t; margin-top: 44px; }
.timeline div { border-top: 2px solid var(--blue); padding-top: 18px; counter-increment: t; }
.timeline div::before { content: "0" counter(t); display: block; font-size: 14px; font-weight: 700; color: var(--blue); margin-bottom: 10px; }
.timeline h3 { font-size: 22px; margin-bottom: 8px; }
.timeline p { font-size: 16px; font-weight: 400; margin: 0; color: #333; }

/* ===== Testimonials ===== */
.quotes { position: relative; padding: clamp(60px, 7vw, 100px) 0; }
.quote-track { position: relative; max-width: 1050px; margin: 0 auto; padding: 0 90px; min-height: 160px; }
.quote { display: none; }
.quote.on { display: block; animation: fade .5s ease; }
.quote h2 { font-size: clamp(26px, 2.8vw, 42px); letter-spacing: -0.04em; }
.quote p { margin-top: 24px; font-size: 16px; font-weight: 400; opacity: .8; }
.q-btn {
  position: absolute; top: 50%; transform: translateY(-50%); width: 52px; height: 52px; border-radius: 50%;
  border: 0; background: rgba(255,255,255,.15); color: var(--white); font-size: 22px; cursor: pointer; transition: background .15s;
}
.q-btn:hover { background: rgba(255,255,255,.3); }
.q-prev { left: var(--gutter); } .q-next { right: var(--gutter); }
@keyframes fade { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }

/* ===== CTA band ===== */
.cta-band { text-align: center; padding: clamp(70px, 9vw, 120px) 0; }
.cta-band h2 { margin-bottom: 28px; }

/* ===== Why choose ===== */
.choose-grid { display: grid; grid-template-columns: repeat(12, 1fr); }
.choose-media { grid-column: 6 / 13; grid-row: 1; }
.choose-media img { width: 100%; height: clamp(600px, 75vw, 1050px); object-fit: cover; }
.choose-card {
  grid-column: 1 / 7; grid-row: 1; align-self: start;
  margin-top: clamp(200px, 22vw, 330px);
  background: var(--grey); position: relative; z-index: 2;
  padding: clamp(36px, 5vw, 72px);
}
.choose-card h2 { margin-bottom: 28px; }
.choose-card ul { margin: 0; padding-left: 22px; list-style: none; }
.choose-card li { position: relative; font-size: 17px; font-weight: 400; margin-bottom: 18px; }
.choose-card li::before { content: "·"; position: absolute; left: -18px; font-weight: 700; }

/* ===== Banner ===== */
.banner { position: relative; color: var(--white); text-align: center; overflow: hidden; background: #111; }
.banner-bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.banner-shade { position: absolute; inset: 0; background: rgba(0,0,0,.4); }
.banner-inner { position: relative; z-index: 2; max-width: 1000px; margin: 0 auto; padding: clamp(110px, 14vw, 180px) var(--gutter); }
.banner h2 { margin-bottom: 22px; }
.banner p { max-width: 620px; margin: 0 auto; font-size: 18px; font-weight: 400; }

/* ===== Visit us ===== */
.visit-grid { display: grid; grid-template-columns: 1fr 2fr; gap: clamp(28px, 5vw, 80px); align-items: start; }
.visit-grid h1 { font-size: clamp(40px, 4.4vw, 60px); letter-spacing: -0.05em; margin-bottom: 24px; }
.visit-grid p { font-size: 17px; font-weight: 400; margin-bottom: 14px; }
.visit-grid strong { font-weight: 700; display: block; }
.map { width: 100%; height: clamp(320px, 40vw, 520px); border: 0; background: #e4e4e0; }

/* ===== Contact ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(32px, 5vw, 80px); }
.contact-intro h2 { margin-bottom: 24px; }
.contact-intro p { font-size: 18px; font-weight: 400; max-width: 400px; }
.contact-form { display: flex; flex-direction: column; gap: 28px; }
.field { display: block; border: 0; padding: 0; margin: 0; font-size: 18px; font-weight: 400; }
.field legend { padding: 0; margin-bottom: 10px; }
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.two label { font-size: 14px; }
.req { font-size: 13px; color: #555; margin-left: 4px; }
input[type=text], input[type=email], input[type=tel], textarea {
  display: block; width: 100%; margin-top: 8px;
  font: inherit; font-size: 16px; color: var(--ink);
  border: 0; border-bottom: 1px solid #999; background: transparent;
  padding: 10px 0; border-radius: 0; outline: none;
}
input:focus, textarea:focus { border-bottom-color: var(--blue); }
input.invalid { border-bottom-color: #b00020; }
textarea { resize: vertical; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip input { position: absolute; opacity: 0; pointer-events: none; }
.chip span { display: inline-block; font-size: 14px; border: 1px solid #333; padding: 4px 10px; cursor: pointer; transition: .15s; }
.chip input:checked + span { background: var(--blue); border-color: var(--blue); color: var(--white); }
.chip input:focus-visible + span { outline: 2px solid var(--blue); outline-offset: 2px; }
.form-error { color: #b00020; font-size: 14px; margin: 10px 0 0; }
.form-status { font-size: 18px; font-weight: 400; color: var(--blue); }

/* ===== Footer ===== */
.site-footer { background: var(--blue); color: var(--white); padding: 56px 0 40px; }
.footer-grid { display: flex; justify-content: space-between; gap: 40px; flex-wrap: wrap; }
.footer-brand { font-size: 34px; font-weight: 700; letter-spacing: -0.04em; margin: 0 0 4px; }
.footer-tag { font-size: 18px; font-weight: 400; }
.footer-contact { min-width: 220px; }
.footer-contact p { margin: 0 0 6px; font-size: 14px; }
.footer-contact .footer-label { font-size: 19px; font-weight: 400; margin-top: 14px; }
.footer-contact .footer-label:first-child { margin-top: 0; }
.footer-contact a { text-decoration: none; }
.footer-contact a:hover { text-decoration: underline; }
.footer-bottom { margin-top: 110px; font-size: 13px; }
.disclaimer { max-width: 900px; opacity: .8; font-size: 12px; }
.note { font-size: 13px; color: #555; margin-top: 18px; }

/* ===== Responsive ===== */
@media (max-width: 1280px) {
  .nav-toggle { display: block; position: relative; z-index: 30; }
  .site-nav {
    position: fixed; inset: 0; z-index: 25;
    flex-direction: column; flex-wrap: nowrap; justify-content: center; align-items: center; gap: 18px;
    background: var(--blue); color: var(--white); transform: translateY(-100%); transition: transform .35s ease;
  }
  .site-nav a { font-size: 20px; }
  body.nav-open .site-nav { transform: none; }
  body.nav-open { overflow: hidden; }
  body.nav-open .nav-toggle { color: var(--white); }
  body.nav-open .logo .logo-dark { display: none; }
  body.nav-open .logo .logo-light { display: block; }
  body.nav-open .nav-toggle span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
  body.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
  body.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
}
@media (max-width: 960px) {
  .steps, .process-grid, .timeline { grid-template-columns: repeat(2, 1fr); gap: 40px 28px; }
  .service-grid, .cards3 { grid-template-columns: repeat(2, 1fr); }
  .split-grid, .split-grid.reverse, .contact-grid, .acc-grid, .faq-grid, .text-grid, .visit-grid, .page-hero-inner { grid-template-columns: 1fr; }
  .split-grid.reverse .split-media { order: 2; }
  .card-split { grid-template-columns: 1fr; }
  .card-split.reverse .card { order: 0; }
  .card-split img { min-height: 320px; }
  .choose-media { grid-column: 1 / 13; }
  .choose-media img { height: 520px; }
  .choose-card { grid-column: 1 / 13; grid-row: 2; margin: -120px 24px 0; }
  .quote-track { padding: 0 70px; }
}
@media (max-width: 640px) {
  .logo img { height: 56px; }
  .row { grid-template-columns: 1fr; gap: 8px; }
  .row-list { margin-left: 0; }
  .steps, .service-grid, .two, .cards3, .process-grid, .timeline { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr; }
  .choose-card { margin: -80px 0 0; }
  .choose-media img { height: 380px; }
  .footer-bottom { margin-top: 56px; }
  .quote-track { padding: 0 var(--gutter) 70px; }
  .q-btn { top: auto; bottom: -10px; transform: none; }
}

/* Sub-page heroes are darker, so use the white logo there */
.site-header.on-dark .logo .logo-dark { display: none; }
.site-header.on-dark .logo .logo-light { display: block; }

/* ===== Enquiry form ===== */
.enquiry { display: flex; flex-direction: column; gap: 34px; counter-reset: step; }
.enq-block { border: 0; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 24px; min-width: 0; }
.enq-block:not([hidden]) { counter-increment: step; }
.enq-legend { padding: 0; margin: 0; font-size: 20px; font-weight: 700; letter-spacing: -0.02em; }
.enq-legend::before { content: counter(step) ". "; color: var(--blue); }
.enq-legend .req { font-weight: 400; letter-spacing: 0; }
.opt { font-size: 13px; color: #555; margin-left: 4px; }
.enq-details { background: rgba(20,112,175,.06); border-left: 3px solid var(--blue); padding: 22px 22px 26px; animation: fade .3s ease; }
.cond { display: flex; flex-direction: column; gap: 20px; }
.cond:not([hidden]) ~ .cond:not([hidden]) { border-top: 1px solid #cdd3dc; padding-top: 20px; }
.cond-title { margin: 0; font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--blue); }
select {
  display: block; width: 100%; margin-top: 8px; font: inherit; font-size: 16px; color: var(--ink);
  background: transparent; border: 0; border-bottom: 1px solid #999; border-radius: 0; padding: 10px 24px 10px 0;
  appearance: none; -webkit-appearance: none; cursor: pointer;
  background-image: linear-gradient(45deg, transparent 50%, #333 50%), linear-gradient(135deg, #333 50%, transparent 50%);
  background-position: calc(100% - 10px) 55%, calc(100% - 5px) 55%; background-size: 5px 5px; background-repeat: no-repeat;
}
select:focus { outline: none; border-bottom-color: var(--blue); }
.seg { display: inline-flex; flex-wrap: wrap; gap: 0; border: 1px solid #333; margin-top: 4px; }
.seg label { position: relative; }
.seg input { position: absolute; opacity: 0; pointer-events: none; }
.seg span { display: inline-block; padding: 8px 16px; font-size: 14px; cursor: pointer; transition: .15s; }
.seg label + label span { border-left: 1px solid #333; }
.seg input:checked + span { background: var(--blue); color: var(--white); }
.seg input:focus-visible + span { outline: 2px solid var(--blue); outline-offset: 2px; }
.msg { display: block; color: #b00020; font-size: 14px; margin-top: 6px; }
input[aria-invalid="true"] { border-bottom-color: #b00020; }
.count { display: block; text-align: right; font-size: 12px; color: #666; margin-top: 4px; font-variant-numeric: tabular-nums; }
.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.enq-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 22px; }
.form-note { margin: 0; font-size: 13px; color: #555; }
.btn:disabled { opacity: .7; cursor: progress; }
.enquiry[aria-busy="true"] { pointer-events: none; }
.enq-done { background: var(--white); border-top: 4px solid var(--blue); padding: clamp(28px, 4vw, 44px); animation: fade .4s ease; }
.grey .enq-done, .contact.grey .enq-done { background: var(--white); }
.enq-done h3 { font-size: clamp(26px, 2.4vw, 34px); margin-bottom: 14px; }
.enq-done p { font-size: 17px; font-weight: 400; }
.enq-done:focus { outline: none; }
.contact-alt { font-size: 16px; font-weight: 400; max-width: 400px; }
.contact-alt a { font-weight: 500; }

/* ===== Contact page cards ===== */
.lead { font-size: 18px; font-weight: 400; max-width: 460px; }
.nf .lead { max-width: 620px; margin: 18px 0 40px; }
.nf .service-grid { padding-left: 0; margin-bottom: 48px; }
.nf h1 { font-size: clamp(40px, 4.6vw, 66px); letter-spacing: -0.05em; }
.contact-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.contact-card {
  display: flex; flex-direction: column; gap: 8px; padding: 28px 24px; text-decoration: none;
  background: var(--grey); border-top: 3px solid var(--blue); transition: background .15s, transform .15s;
}
a.contact-card:hover { background: #dfe6ef; transform: translateY(-2px); }
.contact-card.static { border-top-color: #b8c0cc; }
.cc-label { font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--blue); }
.cc-value { font-size: clamp(20px, 1.7vw, 24px); font-weight: 700; letter-spacing: -0.03em; }
.cc-note { font-size: 15px; font-weight: 400; color: #444; }

/* ===== Floating WhatsApp button ===== */
.wa-float {
  position: fixed; z-index: 40;
  right: calc(18px + env(safe-area-inset-right, 0px)); bottom: calc(18px + env(safe-area-inset-bottom, 0px));
  display: inline-flex; align-items: center; gap: 8px; padding: 12px 18px 12px 14px;
  background: var(--blue); color: var(--white); text-decoration: none; font-size: 15px; font-weight: 500;
  border-radius: 999px; box-shadow: 0 6px 20px rgba(0,0,0,.22); transition: background .15s, transform .15s;
}
.wa-float:hover { background: var(--blue-dark); transform: translateY(-2px); }
.wa-float:focus-visible { outline: 3px solid var(--sky); outline-offset: 3px; }
.wa-float svg { width: 22px; height: 22px; }
body.nav-open .wa-float { display: none; }

a:focus-visible, button:focus-visible { outline: 2px solid var(--blue); outline-offset: 3px; }

@media (max-width: 960px) {
  .contact-cards { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .wa-float span { display: none; }
  .wa-float { padding: 14px; }
  .seg { display: flex; }
  .seg label { flex: 1; text-align: center; }
  .seg span { display: block; padding: 10px 6px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}
.acc-spacer { height: 36px; }

/* ===== Insights ===== */
.eyebrow { margin: 0 0 14px; font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--blue); }
.insights-title { padding-bottom: 0; }
.insights-title h1 { max-width: 900px; text-wrap: balance; }
.insights-title p:not(.eyebrow) { max-width: 680px; }
.filters { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 40px; }
.filter { font: inherit; font-size: 14px; font-weight: 400; background: transparent; color: var(--ink); border: 1px solid #333; padding: 7px 14px; cursor: pointer; transition: .15s; }
.filter:hover { border-color: var(--blue); color: var(--blue); }
.filter.on { background: var(--blue); border-color: var(--blue); color: var(--white); }
.art-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px 28px; }
.art-card { display: flex; flex-direction: column; text-decoration: none; color: inherit; min-width: 0; }
.art-card img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; background: var(--grey); transition: opacity .2s; }
.art-card:hover img { opacity: .88; }
.art-card:hover .ac-title { text-decoration: underline; text-underline-offset: 4px; }
.ac-body { display: flex; flex-direction: column; gap: 8px; padding-top: 16px; }
.ac-cat { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--blue); }
.ac-title { font-size: clamp(19px, 1.5vw, 22px); font-weight: 700; letter-spacing: -0.03em; line-height: 1.2; text-wrap: balance; }
.ac-desc { font-size: 15px; font-weight: 400; color: #444; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.ac-meta { font-size: 13px; color: #666; font-variant-numeric: tabular-nums; }
.art-card.featured { grid-column: 1 / -1; display: grid; grid-template-columns: 1.3fr 1fr; gap: 36px; align-items: center; padding-bottom: 36px; border-bottom: 1px solid #d5d8de; }
.art-card.featured img { aspect-ratio: 16 / 9; }
.art-card.featured .ac-body { padding-top: 0; }
.art-card.featured .ac-title { font-size: clamp(26px, 2.6vw, 38px); }
.art-card.featured .ac-desc { font-size: 17px; -webkit-line-clamp: 4; }
.insights-strip .strip-head { display: flex; justify-content: space-between; align-items: baseline; gap: 20px; margin-bottom: 36px; flex-wrap: wrap; }
.insights-strip .link-more { margin-top: 0; }

/* Article */
.art-head { padding-top: clamp(36px, 5vw, 64px); max-width: 980px; margin-left: auto; margin-right: auto; }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: 14px; color: #666; margin-bottom: 26px; }
.crumbs a { color: #444; }
.art-head h1 { font-size: clamp(34px, 4vw, 56px); letter-spacing: -0.045em; text-wrap: balance; }
.art-dek { font-size: clamp(18px, 1.5vw, 21px); font-weight: 400; color: #333; margin: 22px 0 18px; max-width: 760px; }
.art-meta { font-size: 14px; color: #666; }
.art-figure { margin: 34px auto 0; max-width: 1240px; }
.art-figure img { width: 100%; aspect-ratio: 21 / 9; object-fit: cover; background: var(--grey); }
.art-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: clamp(32px, 6vw, 90px); max-width: 1240px; margin: 0 auto; padding-top: 48px; padding-bottom: clamp(60px, 8vw, 100px); }
.art-body { min-width: 0; max-width: 720px; font-size: 18px; font-weight: 400; line-height: 1.68; color: #1a1a1a; }
.art-body h2 { font-size: clamp(25px, 2.2vw, 31px); margin: 48px 0 16px; letter-spacing: -0.035em; scroll-margin-top: 24px; }
.art-body h3 { font-size: 21px; margin: 32px 0 10px; letter-spacing: -0.02em; }
.art-body p { margin: 0 0 1.15em; }
.art-body ul, .art-body ol { padding-left: 24px; margin: 0 0 1.3em; }
.art-body li { margin-bottom: 8px; }
.art-body a { color: var(--blue); text-underline-offset: 3px; }
.art-body strong { font-weight: 700; }
.takeaways { background: var(--grey); border-left: 3px solid var(--blue); padding: 24px 28px 14px; margin-bottom: 36px; }
.takeaways h2 { margin: 0 0 12px; font-size: 14px; letter-spacing: .08em; text-transform: uppercase; color: var(--blue); }
.takeaways ul { margin: 0; padding-left: 20px; font-size: 17px; }
.callout { border-left: 3px solid var(--blue); padding: 4px 0 4px 20px; margin: 28px 0; font-size: 19px; color: #222; }
.callout p { margin: 0; }
.table-wrap { overflow-x: auto; margin: 0 0 1.5em; border: 1px solid #d5d8de; }
.table-wrap table { border-collapse: collapse; width: 100%; font-size: 15px; line-height: 1.45; min-width: 520px; }
.table-wrap th, .table-wrap td { text-align: left; vertical-align: top; padding: 11px 14px; border-bottom: 1px solid #e3e5ea; }
.table-wrap th { background: var(--grey); font-weight: 700; }
.table-wrap tr:last-child td { border-bottom: 0; }
.art-faq { margin-top: 48px; }
.art-faq h2 { margin-bottom: 18px; }
.art-faq .accordion summary { font-size: 18px; }
.art-faq .acc-body { font-size: 17px; }
.art-cta { margin: 44px 0 0; padding: 22px 26px; background: rgba(20,112,175,.06); font-size: 17px; }
.art-cta p { margin: 0; }
.art-sources { margin-top: 40px; font-size: 15px; }
.art-sources h2 { font-size: 15px; letter-spacing: .08em; text-transform: uppercase; color: #555; margin: 0 0 10px; }
.art-sources ol { padding-left: 20px; }
.art-sources a { color: #333; word-break: break-word; }
.art-note { margin-top: 26px; font-size: 13px; color: #666; }
.art-side { position: relative; }
.art-side > * + * { margin-top: 28px; }
.toc { position: sticky; top: 24px; border-top: 2px solid var(--ink); padding-top: 16px; }
.toc ol { list-style: none; padding: 0; margin: 10px 0 0; font-size: 15px; font-weight: 400; }
.toc li { margin-bottom: 10px; line-height: 1.35; }
.toc a { text-decoration: none; color: #333; }
.toc a:hover { color: var(--blue); text-decoration: underline; }
.side-card { background: var(--grey); padding: 24px; border-top: 3px solid var(--blue); }
.side-card .side-title { font-size: 20px; font-weight: 700; letter-spacing: -0.03em; margin: 6px 0 10px; }
.side-card p { font-size: 15px; font-weight: 400; }
.side-card .btn { padding: 14px 24px; }

@media (max-width: 1080px) {
  .art-layout { grid-template-columns: 1fr; }
  .art-side { display: none; }
  .art-body { max-width: none; }
}
@media (max-width: 960px) {
  .art-grid { grid-template-columns: repeat(2, 1fr); }
  .art-card.featured { grid-template-columns: 1fr; gap: 0; }
  .art-card.featured .ac-body { padding-top: 18px; }
}
@media (max-width: 640px) {
  .art-grid { grid-template-columns: 1fr; }
  .art-body { font-size: 17px; }
  .art-figure img { aspect-ratio: 16 / 10; }
  .takeaways { padding: 20px 18px 10px; }
}
.page-title .eyebrow { font-size: 13px; margin: 0 0 14px; }
.insights-list { padding-top: 48px; }
.art-head { max-width: 1240px; }
.art-head h1 { max-width: 900px; }

/* Article inline images (diagrams and charts) */
.art-img { margin: 8px 0 2em; }
.art-img img { width: 100%; height: auto; border: 1px solid #d5d8de; background: var(--grey); }
.art-img figcaption { margin-top: 10px; font-size: 14px; line-height: 1.5; color: #555; }