City skyline at sunset

Cross-Border Payments for Emerging Markets.

Bank rails and stablecoins in one flow. Faster settlement, lower FX costs and AI-driven risk control for businesses trading with Africa, the Middle East, Latin America and beyond.

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Why It Matters

Payments into and out of emerging markets often travel through long correspondent banking chains: settlement takes T+3 or longer, FX spreads are wide, and funds sit idle along the way.

We connect banking networks and stablecoin capabilities with AI risk control, FX optimization and intelligent treasury routing, so your Hong Kong company can collect, convert and settle across borders faster and at lower cost.

Our Payment Services

Emerging-market collections

Virtual accounts, local payment rails and SWIFT help you collect in multiple currencies and consolidate funds.

Global settlement

Settle across borders, with a focus on Africa, the Middle East and Latin America.

Fiat & digital-asset liquidity

Seamless two-way conversion between fiat and stablecoins, with flexible settlement.

FX smart routing

Multi-venue FX execution that compresses spreads, hidden costs and idle balances.

AI risk control

Real-time risk scoring and transaction monitoring that strengthen payment security.

Auto reconciliation

Automated reconciliation and real-time treasury visibility without more ops headcount.

The Dual-Rail Payment Flow

Collection

Get paid through local virtual accounts and multi-market rails in your customers' currencies.

FX Optimization

Multi-venue routing finds the best execution and compresses spreads.

Liquidity

Funds move freely between bank rails and stablecoins, whichever is faster for the corridor.

Settlement

Same-day settlement on key stablecoin corridors*, with automated reconciliation end to end.

Dual-Rail Settlement

Fiat and digital assets in one settlement rail, so you are never locked into a single route.

  • T+0* same-day settlement on key stablecoin corridors
  • 5 regions: Africa, the Middle East, Latin America, Asia and Europe
  • Dual-rail: bank rails and stablecoins switch freely on one flow
  • AI-powered: risk, FX optimization and reconciliation automation

*Actual settlement times and available regions depend on customer eligibility, corridor rules, partner coverage and compliance review.

International banknotes

Dedicated USD & EUR Accounts

In your company's name

Accounts are dedicated to your company, with no pooled "for further credit" routing, so payers see you as the beneficiary.

One account per currency

Separate USD and EUR account numbers for incoming and outgoing payments, with euro payments over SEPA.

Built for offshore owners

Suitable for operating companies, including US and BVI companies owned from Argentina, Peru and elsewhere in Latin America.

Invoice-backed payments

Business payments are documented with pro-forma or commercial invoices, which keeps compliance reviews quick.

Fully online onboarding

Apply through a secure link, with a live webcam identity check or a signed declaration instead.

Transparent pricing

A simple percentage on incoming and outgoing payments, quoted upfront after we review your flows.

How Onboarding Works

1. Company documents

Certificate of incorporation, certificate of incumbency or good standing, and constitutional documents.

2. Director documents

Passport and recent proof of residential address for each director.

3. Online application

Complete the form through a secure link and describe your business, counterparties and expected monthly volumes.

4. Identity check

A live facial recognition check by webcam. If you prefer, print and sign the declarations and upload a selfie holding them.

5. Secure access

Register a mobile number and email; one-time passcodes protect every login and transaction.

Paperwork on a desk

Who We Serve

Trade & supply chain

B2B cross-border trade, international procurement, export distribution and global supply-chain operators.

Capital-intensive firms

Businesses that need fiat–digital asset conversion, cross-border settlement, fund transfers and liquidity management.

Global operators

Companies that need global accounts, multi-currency flows, local settlement and digital wallet management.

Emerging-market builders

Growth companies expanding into Africa, the Middle East and Latin America that need faster payments.

Container ship at port

Compliance First

Every payment journey is built on a mature operating framework, so you can move money quickly without cutting corners.

  • KYB/KYC onboarding and sanctions screening
  • Fund segregation across the full journey
  • Risk, AML and transaction monitoring controls
  • Risk practices aligned with international industry standards
  • No support for sanctioned or restricted jurisdictions
Phone showing currency quotes

Frequently Asked Questions

Which regions do you cover?

Our focus is Africa, the Middle East and Latin America, with coverage extending to Asia and Europe. Available corridors depend on customer eligibility, partner coverage and compliance review.

How fast is settlement?

Key stablecoin corridors can settle on the same day. Other corridors follow the timelines of the bank rails involved; we'll confirm expected timing for your corridors during onboarding.

Do I need to use stablecoins?

No. You can stay on bank rails, use stablecoins, or switch between them per payment. We route each payment the way that best fits speed, cost and compliance.

Is the account in my company's own name?

Yes. Accounts are dedicated to your company, not pooled accounts where payments arrive "for further credit" to you. Each currency, such as USD or EUR, has its own account number.

Which companies can you onboard?

Operating companies, including US and BVI companies with owners in Argentina, Peru and elsewhere in Latin America. Investment funds and broker-dealers usually need specialist banking and are generally not onboarded.

Do I need invoices for every payment?

For trade-related payments in and out, a pro-forma or commercial invoice is normally required. It is standard anti-money laundering practice and keeps payments moving.

Do you offer corporate cards?

No. Our payment services cover collections, payouts, FX, liquidity and settlement.

“Creative, reliable, and genuinely passionate about what they do.”

—Former Customer

“A professional team that delivers on their promises.”

—Former Customer

“Their attention to detail and commitment to quality truly stood out. We’ve already recommended them to others.”

—Former Customer

“Every detail was thoughtfully executed. We’re thrilled with the outcome.”

—Former Customer

Ready to Go?

Tell us a little about your business and what you need. We'll review your enquiry and get back to you within 48 hours.

Prefer to chat? Message us on WhatsApp at +852 4485 2680.

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